[ thread was re. bank overdraft processing sleaziness ]
i have no doubt there are plenty of bad things going on that we never hear about. you'll note i never defend big corps as blanketly "good" (or slam them as "bad") - at that grain that's meaningless terminology, like saying all people are good/bad/blonde/whatever.
personal anecdote: several years ago chi and i bought a pricey vacuum cleaner - a
rainbow - on an interest-free loan through wells fargo. term was either 12 or 24 months - forget which. a provision of the interest-free was that the loan had to be paid off by date X or we'd be assessed all interest that would have accrued on the balance from the beginning. quite a lot.
we always mailed in checks for the monthly payments and they were credited with no problem.
a few days before payoff date, a little intuition pulled at me and i called wells fargo. sure enough: that one payment, of them all, had mysteriously never been received. i fed ex'd a check out to them and made a note not to bank with wells again.
the rainbow was a great buy, by the way - have never regretted it!
- in
http://writerspleasure.livejournal.com/754942.html [lightly edited]